1. Acceptance of Terms

By accessing and using Accrual.pro (the "Service"), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these Terms of Service, please do not use the Service.

Accrual.pro is operated by E-lab HK Limited, a company registered in Hong Kong.

2. Description of Service

Accrual.pro provides professional accounting software designed for modern businesses, including features for:

• Automated accrual-based accounting
• Accounts Receivable (AR) and Accounts Payable (AP) management
• Inventory tracking and management
• Financial reporting and analytics
• General ledger and journal entry management

We reserve the right to modify, suspend, or discontinue the Service at any time with reasonable notice to users.

3. User Accounts and Registration

To use the Service, you must create an account and provide accurate, complete information. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use of your account
• Ensuring your account information remains accurate and up to date

4. Acceptable Use Policy

You agree not to:

• Use the Service for any illegal purpose or in violation of any laws
• Attempt to gain unauthorized access to any part of the Service
• Interfere with or disrupt the Service or servers connected to the Service
• Upload or transmit viruses, malware, or any other malicious code
• Use the Service to send spam or unsolicited messages
• Impersonate any person or entity or misrepresent your affiliation
• Scrape, copy, or extract data from the Service without permission

5. Data Ownership and Intellectual Property

You retain all rights to the data you input into the Service. By using the Service, you grant us a limited license to use, process, and store your data solely for the purpose of providing the Service to you.

The Service, including its design, code, features, and functionality, is owned by E-lab HK Limited and is protected by international copyright, trademark, and other intellectual property laws.

6. Payment and Billing

Certain features of the Service require payment of fees. You agree to:

• Provide accurate and complete billing information
• Pay all fees when due according to your selected plan
• Accept that fees are non-refundable except as required by law
• Understand that we may change our fees with 30 days notice

7. Data Security and Backup

While we implement industry-standard security measures to protect your data, no method of transmission over the internet is 100% secure. You are responsible for maintaining your own backups of critical data.

8. Service Level and Availability

We strive to maintain high availability of the Service but do not guarantee uninterrupted access. We may perform scheduled maintenance with advance notice when possible.

9. Termination

You may terminate your account at any time by contacting us or using the account settings. We may suspend or terminate your account if you violate these Terms of Service. Upon termination, you will have 30 days to export your data before it is permanently deleted.

10. Limitation of Liability

To the maximum extent permitted by law, E-lab HK Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use the Service
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of transmission to or from the Service
• Any bugs, viruses, or other harmful code that may be transmitted to or through the Service

11. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

12. Indemnification

You agree to indemnify and hold harmless E-lab HK Limited and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising out of your use of the Service or violation of these Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Hong Kong SAR, without regard to its conflict of law provisions.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes via email or through the Service. Your continued use of the Service after such modifications constitutes acceptance of the updated Terms.

15. Contact Information

If you have any questions about these Terms of Service, please contact us.